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MOTOR INSURERS BUREAU COMPENSATION CLAIM

Legal Claim UK operates in England, Scotland, Wales and Northern Ireland using the no win no fee scheme. Our lawyers are members of the Solicitors Regulation Authority panel of personal injury experts. We operate the no win no fee scheme otherwise known as a conditional fee agreement. No legal charge is payable unless the legal case is won and the client obtains an award of compensation. In the event that the legal claim is lost there is no charge made to the client.

HELPLINE 0845 409 8399

MIB Compensation

The MIB was established in 1946 as a private company limited by guarantee and operates a fund contributed to by all of the motor insurance companies, the purpose of which is to pay compensation to the victims of negligent untraced or uninsured drivers. The MIB's principle obligation is to pay Motor Insurers Bureau compensation claim settlements quickly and fairly within the terms of its agreements and the law. The MIB operates in the following legal jurisdictions :-

  • England and Wales
  • Jersey
  • Guernsey
  • Gibraltar
  • Isle of Man
  • Northern Ireland
  • Sark
  • Scotland
  • Alderney

HELPLINE 0845 409 8399

Uninsured Drivers:

If a negligent uninsured driver is involved in a motor accident the MIB will settle the victims claim in the normal manner and will pay damages for injury and financial losses and in addition will pay some of the legal costs of the action. It is however necessary to issue legal proceedings in every case and to obtain judgement against the other driver prior to the MIB paying compensation. The MIB will thereafter attempt to recoup the damages paid out by pursuing the uninsured driver, if necessary through the courts to obtain recompense. Motor Insurers Bureau compensation claim settlements are complex issues and can fail at any point if the MIB’s rules are not followed to the letter. It is very much to your advantage to be represented by an experienced solicitor throughout your dealings with the MIB. The MIB will pay your solicitors costs. Any Motor Insurers Bureau compensation claim for property damage is subject to the deduction of a nominal excess which will have to be recovered from the uninsured party directly. If you recover your losses in full from the MIB your no claims bonus will not be affected. In the case of an uninsured driver claim the normal limitation of action rules still apply and in general terms proceedings must be issued within 3 years of the accident occurring or the claim will become statute barred and the opportunity to claim damages will have been lost forever. There are a few exceptions to the general rule including minors and those suffering from mental disability and advice on these matters should always be obtained from a qualified lawyer as soon as possible after an accident.

HELPLINE 0845 409 8399

Untraced Drivers:

Hit and Run drivers are a serious problem and but for the Motor Insurers Bureau compensation claims fund it would be impossible to claim compensation for injury. In the case of untraced drivers the MIB will pay damages for personal injury and associated losses provided that the accident was reported to the police within 14 days but will not pay for property damage unless the accident occurred after 14th February 2003 and the offending vehicle has been identified although the driver is untraced in which case it must be reported to the police within 5 days. Again there are complicated regulations governing Motor Insurers Bureau compensation claims in untraced driver cases and it is important that a claimant be professionally represented. In this case the MIB contributes only a small sum towards legal costs and damages are paid after deduction of legal fees.

HELPLINE 0845 409 8399

Specialist Personal Injury Solicitors

We operate the no win no fee scheme otherwise known as a conditional fee agreement. No legal charge is payable unless the legal case is won and the client obtains an award of compensation. In the event that the legal claim is lost there is no charge made to the client. If you have been injured in an accident within the last three years that wasn’t your fault you should contact us. You will receive a complete professional service from lawyers who specialise in claiming compensation for personal injury caused as a result of an accident.


HELPLINE 0845 409 8399

In the case of CICA claims terms will vary and in the case of MIB claims terms may vary.